Vehicle liability insurance on bodily injury and property damage is provided through the University Risk Manager's Office. This insurance provides coverage for others when the University vehicle is at fault. If a third party is negligent and insured, damage to the University vehicle will be collected from the other vehicle's insurer.

The insurance policy does not provide University vehicles physical damage, collision, fire or theft coverage. It also does not provide for loss of property by fire or theft. Departments normally will be billed to a maximum of $300.00 per accident for the repair of damage to University vehicles which occurred during the rental period, except in instances where the cost of the repair of damage to University vehicles is covered by an insurance settlement or by prompt payments received from a person or a group of persons admitting responsibility for the damage.

Passengers who are not University of Nebraska employees or staff members are afforded no protection under the policy and ride at their own risk. Insurance for student field trips is available for a nominal fee from the Human Resources Office and is required on all course field trips.

The driver involved in an accident should report the accident to the department head and local police or if, on campus, to UNL Police (402) 472-3555, immediately as they can render assistance and officially inspect the scene of the accident. (The following procedures should be followed:)

1. Stop immediately.
2. Take steps to prevent another accident at the scene.
3. Call a doctor or ambulance, if necessary
4. Notify Police.
5. DO NOT sign any paper or make any statement as to who was at fault (except later to your supervisor).
6. Get name and address of each witness.
7. State your name, address, place of employment, name of your supervisor, and upon request show your operator's license, vehicle registration, and insurance card.
8. Secure the following information:
   1. Registration information for other vehicle(s) (owner's name, license plate number, expiration date and state, vehicle serial number)
   2. Information on other driver(s) (name, address, operator's license number and expiration date)
   3. Name and address of the company insuring other vehicle(s)
   4. Name and address of each person involved and extent of injury, if any;
   5. General information such as location, time, road condition, weather, property damage and estimated damage to other vehicles.
9. Notify your department head immediately
10. If the vehicle is unsafe to operate, after contacting Transportation Services, have it towed to the nearest garage or service station. After hours, call the University operator (402)-472-7211, for connection with the proper individual.
11. Submit a University of Nebraska - Lincoln accident report to the University Risk Manager. (Forms are located in the vehicle glove box).
12. Accidents involving injury or damage in excess of $1,000.00 must be also be reported to the State Accident Records Bureau, Department of Roads - Box 94669, Lincoln NE 68509-4669 on the accident report form provided by the State Patrol, Sheriff or local police.

Please do not sign any papers or make any statements concerning responsibility for blame since any admission may impair the insurers ability to defend a case of questionable legal liability. Appropriate legal authority will decide fault or liability. Please complete forms and comply with instructions.